Check out ClearOneAdvantage's settlement pages http://ClearOneAdvantage.com/debt-settlement-letters.php they are helping a ton of people
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Becomes a member of the debt settlement industry’s leading association _______________________________________________________________________
Columbia, MD (March 18, 2008) – ClearOne Debt Relief, a premier debt settlement company focusing on superior product knowledge and customer service while offering the leading options in debt management, debt settlement, and debt resolution, announces that is has been approved as a member of The Association of Settlement Companies (TASC).
“We are proud to be a member of such a prominent organization whose interests are so clearly consumer-based,” said John Wrinn, President, “TASC’s goals to promote good practice in the debt settlement industry and protect the interests of consumer debtors are exactly what ClearOne stands for.”
About TASC
TASC’s™ goals are to promote good practice in the debt settlement industry, protect the interests of consumer debtors, and lobby on behalf of debt settlement companies on the federal and state level. Debt settlement companies act on behalf of consumer debtors to help them clear their debts. They do this by entering into direct negotiations with creditors in order to facilitate the repayment of debts. In return for their services, debt settlement companies are generally paid a fee by the consumer debtor. In order to avoid any hint of impropriety, TASC™ members do not handle, manage, or otherwise control their client’s funds.
Membership of TASC™ is reliant upon debt settlement companies being able to demonstrate that they comply with the standards set out in the TASC™ Bylaws. The Bylaws have been developed in consultation with a number of debt settlement companies, discussions with different states’ legislators, and major lenders. The aim of the Bylaws, and that of TASC™, is to encourage debt settlement companies to provide services of the highest standards to ensure the public and the credit industry’s confidence.
About ClearOne Debt Relief
ClearOneDebt.com is a full-service debt management company providing debt settlement services such as credit card debt relief to hundreds of thousands of customers. Through superior product knowledge and attentive customer service, ClearOne offers the leading options in debt management. We recognize that each individual client has individual financial needs, and we work with each person to specifically tailor a program to meet those needs. ClearOne was incorporated as a privately held company in 2006; all of its shares are currently held by officers and employees. ClearOne Debt Relief is headquartered in
Columbia, MD (March 18, 2008) – ClearOne Debt Relief, a premier debt settlement company focusing on superior product knowledge and customer service while offering the leading options in debt management, debt settlement, and debt resolution, announces the launch of its Performance Marketing Program with Commission Junction, a ValueClick Company.
“Increasing our reach to customers looking for our debt services through Commission Junction’s performance marketing services just makes sense. We were able to quickly retool our high-payout affiliate program to take advantage of Commission Junction’s amazing commitment to quality merchant and affiliate relationships. We hope to support and embrace our partners with an activation bonus campaigns effective immediately,” said ClearOne Debt President John Wrinn.
ClearOne Debt Relief is expanding its online advertising channels through affiliate marketing and managed search and sees great value in placing more emphasis on its affiliate marketing program, a move that will considerably compliment their current online marketing strategy.
About Commission JunctionFounded in 1998, Commission Junction, a ValueClick company, is based in Santa Barbara, California and has offices around the world. Since their inception, they have taken great pride in being customer service fanatics while establishing themselves as a global leader in the online advertising channels of affiliate marketing and managed search.
About ClearOne Debt Relief
ClearOneDebt.com is a full-service debt management company providing debt settlement services such as credit card debt relief to hundreds of thousands of customers. Through superior product knowledge and attentive customer service, ClearOne offers the leading options in debt management. We recognize that each individual client has individual financial needs, and we work with each person to specifically tailor a program to meet those needs.
You can be assured that each debt management specialist has been hand picked for their strengths and talents necessary to successfully guide you on your path to debt reduction and financial freedom. Your debt management team will work together with your creditors to lower your bills without many of the penalties of bankruptcy or traditional debt relief programs.
We realize that dealing with personal finances can be a difficult task and that providing a solution means more than just providing money, it means respecting the borrower as well. At ClearOne, the company is directed by financial professionals with expertise in many of the industries that provide lending services, making ClearOne the obvious choice when looking to settle debt.
ClearOne was incorporated as a privately held company in 2006; all of its shares are currently held by officers and employees. ClearOne Debt Relief is headquartered in Columbia, MD.
Affiliates may sign-up for the ClearOne program here:
https://signup.cj.com/member/brandedPublisherSignUp.do?air_refmerchantid=2297053
There are many options for managing debt, but the Clear One program has several advantages over other recently publicized choices. See below the ClearOne Debt Relief decision model:
| Continue to Pay Minimum | Equity in House | CCCS | Ch. 7 | Ch. 13 | ClearOne Debt Relief | |
| Starting Debt | $30,000 | $30,000 | $30,000 | $30,000 | $30,000 | $30,000 |
| Term of Pay Off | 15-35 Yrs | 10 Yrs | 4-6 Yrs | Immediate | 3-6 Yrs | 24-36 Months |
| Payment Per Month | $1,200 | $500 | $600 | $0 | $600 | $500 |
| Total Debt Paid Off | $90,000+ | $50,000+ | $45,000+ | $1,500+ | $20,000 | $17,000-$20,000 |
| Short Term Credit Effect | None | None | Negative | Negative | Negative | Negative |
| Long Term Credit Effect | None | None | Negative | Negative | Negative | Positive |
Paying the minimum payment on revolving interest rate credit cards is a tough battle. To just maintain the balance without going deeper into debt, one must pay 4% of the total balance. Even at this rate it will take upwards of 35 years to pay off the balance. As you see above this is the most expensive and timely option.
With the downfall and uncertainty of today's housing market and depreciation in home values, consolidating unsecured debt into a secured mortgage debt can be an uncertain option. Also remember, this will not reduce your debt by 50% and you will be paying on this interest and debt for 15 to 30 years, while the goal of our program is designed to have you out of debt in 2-3 years.
Refinancing is a less desirable option, because people may get turned down or not qualify based on income, time on job and equity in their home. Between the up front appraisal fee, title fees, escrows fees (taxes and insurance) and origination fee which could end up costing you a total of up to $15,000 you are not getting rid of your debt but only transferring it from your credit cards to your home while losing equity. If you hit a hardship and can't afford the new higher monthly mortgage payment you are now in risk of losing your home to foreclosure.
Their debt option can be for up to 5 years or more, while the Clear One program is between 2-3 years with similar monthly payment. The CCCS program may show up on your credit as the borrower in a "consumer serving program". In contrast, during and after completion of the Clear One program, the account will appear on your credit as "settled paid in full." It will appear as if you handled the pay off in debt on your own, which will look more favorable for you.
Chapter 7
While this option might meet some individual needs the credit repercussions are great. A bankruptcy may stay on your credit for up to 7-10 years and should only be looked at as a last option. Bankruptcy not only affects your credit but may even affect your ability to secure certain job promotions or positions. Chapter 7 also includes possible significant up front cost to have a lawyer represent you in bankruptcy court. This program does not guarantee acceptance even after payment of your lawyer's fees.
Chapter 13
This debt option is for 5 or more years, while our program is between 2-3 years with similar monthly payments. Like a chapter 7 your credit repercussions may be significant. A chapter 13 bankruptcy will stay on your credit for up to 7-10 years and should only be looked at as a last option. This option may also require significant up front costs while our upfront costs are zero.
ClearOne Debt Relief Launches a Performance Marketing Program With Shareasale.com | |
ClearOne Debt expands its online sales marketing platform to Shareasale.com. Columbia, MD (PRWEB) October 18, 2007 -- ClearOne Debt Relief, a premier Debt Settlement Company that focuses on superior product knowledge and customer service while offering the leading options in debt management, announces the launch of its Performance Marketing program with ShareASale.com. ClearOne Debt Relief sees great value in placing more emphasis on its affiliate marketing program, which will compliment their current online marketing strategy. ClearOne Debt President John Wrinn said "Our relationship with ShareASale will be expanding our existing affiliate marketing campaign into a better structured and industry leading performance marketing offering. We were able to quickly retool our high-payout affiliate program to take advantage of ShareAsale's amazing commitment to quality merchant and affiliate relationships. We hope to support and embrace our partners with an activation bonus campaign effective immediately."
About ClearOne Debt Relief Affiliates may sign-up for the ClearOne program here: http://www.shareasale.com/shareasale.cfm?merchantID=14482 ### Trackback URL: http://www.prweb.com/pingpr.php/RmFsdS1TdW1tLVBpZ2ctTG92ZS1UaGlyLVplcm8= |
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Business, personal tax relief pledged National Post, Canada - The speech said Jim Flaherty, the Finance Minister, would "soon" table the fall economic update that will outline the "next steps" toward building a tax ... More tax cuts, fewer trade barriers to come in throne speech ... Economic concerns may trigger fall election, analysts say |
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Subprime mortgage slipping into default at rapid pace International Herald Tribune, France - By Shannon D. Harrington and Mark Pittman Bloomberg News NEW YORK: Subprime mortgage bonds created in the first half of 2007 contain loans that are going ... |
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