Friday, July 15, 2011

ClearOne Advantage is FTC compliant Debt Settlement company

Check out ClearOneAdvantage's settlement pages http://ClearOneAdvantage.com/debt-settlement-letters.php they are helping a ton of people











Finance, Financial, Finance Blog, Student Loans, Student Loan Consolidation, Debt management, credit cards, mortgage refinance, mortgages

Saturday, November 15, 2008

Debt and More Debt

Can I Get A Consolidation Loan?
JST Financial Ltd., UK - Nov 14, 2008
One immediate solution to this perpetual problem however may be a "consolidation" or "debt consolidation" loan. Essentially, a consolidation loan is a loan ...
Debt consolidation 'may be advised'
JST Financial Ltd., UK - Nov 13, 2008
Debt consolidation may be advisable for Britons who are struggling to make ends meet during the credit crunch, with one sector commentator claiming that ...
Demand For Debt Consolidation Expected To Rise Despite Rate Cut
PR Web (press release), WA - Nov 9, 2008
Demand for unsecured loans for debt consolidation will continue to rise despite the Bank slashing the base rate to 3.0 per cent, it is predicted. ...
IVA Debt Consolidation: Best Financial Assistance to Avoid Bankruptcy
Best Syndication, CA - Oct 20, 2008
In such a situation, IVA debt consolidation is a lifeline to them to repay back all the loans and start afresh in terms of credit history as well. ...
IVA Debt Advice UK: Providing Relief from the Burden of Debts Best Syndication
all 2 news articles »
Consolidation Loans with Bad Credit
JST Financial Ltd., UK - Nov 10, 2008
Debt consolidation is the process of amalgamating multiple debts – credit cards, loans, hire purchase agreements etc. – into a single debt...
Debt consolidation company official charged with ramming car of ...
Naples Daily News, FL - Oct 24, 2008
By Naples Daily News staff report NAPLES — The chief operating officer for a debt consolidation company was released Friday morning from Lee County Jail – a ...
Do your homework before you turn to debt consolidation
KLTV, TX - Oct 20, 2008
in debt and struggling to make ends meet, Debra Hurley went online looking for help. Hurley contacted a Florida company that promised to deal with the ...
Telefonica Earns 5596 Million Euros to September and Confirms All ...
MarketWatch - Nov 14, 2008
Also, net debt was reduced by an additional 679 million euros because of the foreign exchange impact, changes in the consolidation perimeter and other ...TEF
Homeowner Debt Consolidation: Removes Debts Instantly
Best Syndication, CA - Nov 4, 2008
If you are a homeowner and want to get out of the debts, then you should consider availing homeowner debt consolidation. Homeowner debt consolidation is a ...
Debt Consolidation Benefits: Advantageous Way Of Repaying Debts
Best Syndication, CA - Oct 31, 2008
As millions of Americans fall into debt each day, many debt management plans have sprung up to help them cope with their situations. Debt consolidation is ...

Finance, Financial, Finance Blog, Student Loans, Student Loan Consolidation, Debt management, credit cards, mortgage refinance, mortgages

Tuesday, April 22, 2008

Clear One Debt Relief Joins The Association of Settlement Companies (TASC)

Becomes a member of the debt settlement industry’s leading association _______________________________________________________________________

Columbia, MD (March 18, 2008)ClearOne Debt Relief, a premier debt settlement company focusing on superior product knowledge and customer service while offering the leading options in debt management, debt settlement, and debt resolution, announces that is has been approved as a member of The Association of Settlement Companies (TASC).


“We are proud to be a member of such a prominent organization whose interests are so clearly consumer-based,” said John Wrinn, President, “TASC’s goals to promote good practice in the debt settlement industry and protect the interests of consumer debtors are exactly what ClearOne stands for.”


About TASC

TASC’s™ goals are to promote good practice in the debt settlement industry, protect the interests of consumer debtors, and lobby on behalf of debt settlement companies on the federal and state level. Debt settlement companies act on behalf of consumer debtors to help them clear their debts. They do this by entering into direct negotiations with creditors in order to facilitate the repayment of debts. In return for their services, debt settlement companies are generally paid a fee by the consumer debtor. In order to avoid any hint of impropriety, TASC™ members do not handle, manage, or otherwise control their client’s funds.

Membership of TASC™ is reliant upon debt settlement companies being able to demonstrate that they comply with the standards set out in the TASC™ Bylaws. The Bylaws have been developed in consultation with a number of debt settlement companies, discussions with different states’ legislators, and major lenders. The aim of the Bylaws, and that of TASC™, is to encourage debt settlement companies to provide services of the highest standards to ensure the public and the credit industry’s confidence.



About ClearOne Debt Relief

ClearOneDebt.com is a full-service debt management company providing debt settlement services such as credit card debt relief to hundreds of thousands of customers. Through superior product knowledge and attentive customer service, ClearOne offers the leading options in debt management. We recognize that each individual client has individual financial needs, and we work with each person to specifically tailor a program to meet those needs. ClearOne was incorporated as a privately held company in 2006; all of its shares are currently held by officers and employees. ClearOne Debt Relief is headquartered in Columbia, MD.








Wednesday, March 19, 2008

ClearOne Debt Relief partners with commission junction, a global leader in performance marketing

Columbia, MD (March 18, 2008) – ClearOne Debt Relief, a premier debt settlement company focusing on superior product knowledge and customer service while offering the leading options in debt management, debt settlement, and debt resolution, announces the launch of its Performance Marketing Program with Commission Junction, a ValueClick Company.
“Increasing our reach to customers looking for our debt services through Commission Junction’s performance marketing services just makes sense. We were able to quickly retool our high-payout affiliate program to take advantage of Commission Junction’s amazing commitment to quality merchant and affiliate relationships. We hope to support and embrace our partners with an activation bonus campaigns effective immediately,” said ClearOne Debt President John Wrinn.
ClearOne Debt Relief is expanding its online advertising channels through affiliate marketing and managed search and sees great value in placing more emphasis on its affiliate marketing program, a move that will considerably compliment their current online marketing strategy.
About Commission JunctionFounded in 1998, Commission Junction, a ValueClick company, is based in Santa Barbara, California and has offices around the world. Since their inception, they have taken great pride in being customer service fanatics while establishing themselves as a global leader in the online advertising channels of affiliate marketing and managed search.


About ClearOne Debt Relief
ClearOneDebt.com is a full-service debt management company providing debt settlement services such as credit card debt relief to hundreds of thousands of customers. Through superior product knowledge and attentive customer service, ClearOne offers the leading options in debt management. We recognize that each individual client has individual financial needs, and we work with each person to specifically tailor a program to meet those needs.
You can be assured that each debt management specialist has been hand picked for their strengths and talents necessary to successfully guide you on your path to debt reduction and financial freedom. Your debt management team will work together with your creditors to lower your bills without many of the penalties of bankruptcy or traditional debt relief programs.
We realize that dealing with personal finances can be a difficult task and that providing a solution means more than just providing money, it means respecting the borrower as well. At ClearOne, the company is directed by financial professionals with expertise in many of the industries that provide lending services, making ClearOne the obvious choice when looking to settle debt.
ClearOne was incorporated as a privately held company in 2006; all of its shares are currently held by officers and employees. ClearOne Debt Relief is headquartered in Columbia, MD.

Affiliates may sign-up for the ClearOne program here:
https://signup.cj.com/member/brandedPublisherSignUp.do?air_refmerchantid=2297053

Wednesday, February 20, 2008

ClearOne Debt Relief

The Clear One Advantage

There are many options for managing debt, but the Clear One program has several advantages over other recently publicized choices. See below the ClearOne Debt Relief decision model:

ClearOne Debt Relief Decision Model


Continue to Pay MinimumEquity in HouseCCCSCh. 7Ch. 13ClearOne Debt Relief
Starting Debt$30,000$30,000$30,000$30,000$30,000$30,000
Term of Pay Off15-35 Yrs10 Yrs4-6 YrsImmediate3-6 Yrs24-36 Months
Payment Per Month$1,200$500$600$0$600$500
Total Debt Paid Off$90,000+$50,000+$45,000+$1,500+$20,000$17,000-$20,000
Short Term Credit EffectNoneNoneNegativeNegativeNegativeNegative
Long Term Credit EffectNoneNoneNegativeNegativeNegativePositive

Continue to Pay Minimum

Paying the minimum payment on revolving interest rate credit cards is a tough battle. To just maintain the balance without going deeper into debt, one must pay 4% of the total balance. Even at this rate it will take upwards of 35 years to pay off the balance. As you see above this is the most expensive and timely option.

Home Refinance

With the downfall and uncertainty of today's housing market and depreciation in home values, consolidating unsecured debt into a secured mortgage debt can be an uncertain option. Also remember, this will not reduce your debt by 50% and you will be paying on this interest and debt for 15 to 30 years, while the goal of our program is designed to have you out of debt in 2-3 years.

Refinancing is a less desirable option, because people may get turned down or not qualify based on income, time on job and equity in their home. Between the up front appraisal fee, title fees, escrows fees (taxes and insurance) and origination fee which could end up costing you a total of up to $15,000 you are not getting rid of your debt but only transferring it from your credit cards to your home while losing equity. If you hit a hardship and can't afford the new higher monthly mortgage payment you are now in risk of losing your home to foreclosure.

Consumer Credit Counseling

Their debt option can be for up to 5 years or more, while the Clear One program is between 2-3 years with similar monthly payment. The CCCS program may show up on your credit as the borrower in a "consumer serving program". In contrast, during and after completion of the Clear One program, the account will appear on your credit as "settled paid in full." It will appear as if you handled the pay off in debt on your own, which will look more favorable for you.

Bankruptcy

Chapter 7
While this option might meet some individual needs the credit repercussions are great. A bankruptcy may stay on your credit for up to 7-10 years and should only be looked at as a last option. Bankruptcy not only affects your credit but may even affect your ability to secure certain job promotions or positions. Chapter 7 also includes possible significant up front cost to have a lawyer represent you in bankruptcy court. This program does not guarantee acceptance even after payment of your lawyer's fees.

Chapter 13
This debt option is for 5 or more years, while our program is between 2-3 years with similar monthly payments. Like a chapter 7 your credit repercussions may be significant. A chapter 13 bankruptcy will stay on your credit for up to 7-10 years and should only be looked at as a last option. This option may also require significant up front costs while our upfront costs are zero.

You can go to www.clearonedebt.com and apply today



Finance, Financial, Finance Blog, Student Loans, Student Loan Consolidation, Debt management, credit cards, mortgage refinance, mortgages

Sunday, October 21, 2007

ClearOne Debt Relief Launches a Performance Marketing Program With Shareasale.com

ClearOne Debt Relief Launches a Performance Marketing Program With Shareasale.com


Download this press release as an Adobe PDF document.


ClearOne Debt expands its online sales marketing platform to Shareasale.com.

Columbia, MD (PRWEB) October 18, 2007 -- ClearOne Debt Relief, a premier Debt Settlement Company that focuses on superior product knowledge and customer service while offering the leading options in debt management, announces the launch of its Performance Marketing program with ShareASale.com.

ClearOne Debt Relief sees great value in placing more emphasis on its affiliate marketing program, which will compliment their current online marketing strategy. ClearOne Debt President John Wrinn said "Our relationship with ShareASale will be expanding our existing affiliate marketing campaign into a better structured and industry leading performance marketing offering. We were able to quickly retool our high-payout affiliate program to take advantage of ShareAsale's amazing commitment to quality merchant and affiliate relationships. We hope to support and embrace our partners with an activation bonus campaign effective immediately."

Performance Marketing is one of the most powerful and effective customer acquisition tools available to an online merchants.
ShareAsale's service works on a pay per action basis and provides affiliate, search and lead generation campaigns. "Performance Marketing is one of the most powerful and effective customer acquisition tools available to an online merchants."

About ClearOne Debt Relief
ClearOne Debt Relief is a Debt Settlement Company that guides clients through the options and choices of managing their personal debt situations. ClearOne works with its customers to tailor a program to meet their specific needs and collaborates with creditors to lower customer's bills without many of the penalties of bankruptcy or traditional debt relief programs.
ClearOne was incorporated as a privately held company in 2006; all of its shares are currently held by officers and employees. ClearOne Debt Relief is headquartered in Columbia, MD.

Affiliates may sign-up for the ClearOne program here: http://www.shareasale.com/shareasale.cfm?merchantID=14482

###

Trackback URL: http://www.prweb.com/pingpr.php/RmFsdS1TdW1tLVBpZ2ctTG92ZS1UaGlyLVplcm8=




Finance, Financial, Finance Blog, Student Loans, Student Loan Consolidation, Debt management, credit cards, mortgage refinance, mortgages

Wednesday, October 17, 2007

Personal Finance

PERSONAL FINANCE DAILY
MarketWatch - 23 hours ago
... find out in Consumer Banking why troubled borrowers face a difficult road in negotiating mortgage modifications, on Tuesday's Personal Finance pages. ...
Employers urged to support personal finance initiative
Finance Markets, UK - 8 hours ago
The insurer has elected 21st November as My Budget Day and will be allowing its 12000 UK employees one hour of working time to concentrate on their personal ...
CBI supports personal finance initiative Fair Investment Company
all 7 news articles »
PERSONAL FINANCE DAILY
MarketWatch - Oct 15, 2007
... and find out what Marshall Loeb thinks are the traits that will mark our future workplace leaders, all on Monday's Personal Finance pages. ...
The week's top Personal Finance stories
MarketWatch - Oct 13, 2007
By MarketWatch In case you missed them, here are the top 10 Personal Finance stories from MarketWatch for the week of Oct. 8-12: All mutual-fund managers ...
PERSONAL FINANCE DAILY
MarketWatch - Oct 12, 2007
... of his Shades of Green column and see why Chuck Jaffe thinks there is a big personal finance lesson in toilet paper, on Friday's Personal Finance pages. ...
PERSONAL FINANCE DAILY
MarketWatch - Oct 11, 2007
... think) and see why Marshall Loeb is urging caution if you are considering private student loans to fund college, on Thursday's Personal Finance pages. ...
Liquid Ledger 2 personal finance software released
Macworld, CA - Oct 11, 2007
By Peter Cohen Modeless Software has released Liquid Ledger 2, a major upgrade to its personal finance software. Liquid Ledger 2 costs $79.99 on CD-ROM or ...
PERSONAL FINANCE DAILY
MarketWatch - Oct 10, 2007
... the costs of their long-term-care insurance and learn how on-the-job stress may be putting your heart in danger, on Wednesday's Personal Finance pages. ...
Business, personal tax relief pledged
National Post, Canada - 5 hours ago
The speech said Jim Flaherty, the Finance Minister, would "soon" table the fall economic update that will outline the "next steps" toward building a tax ...
More tax cuts, fewer trade barriers to come in throne speech ... The Canadian Press
Economic concerns may trigger fall election, analysts say National Post
all 46 news articles »
PERSONAL FINANCE DAILY
MarketWatch - Oct 9, 2007
... writer Jennifer Waters why home-improvement retailer Home Depot is creating a new concept store aimed at women, on Tuesday's Personal Finance pages. ...

Monday, October 8, 2007

Mortgage News

ANZ to retain ownership of mortgage manager
New Zealand Herald, New Zealand - 13 hours ago
SYDNEY - ANZ today announced it had completed the review of strategic options for its wholesale mortgage distribution business Origin Mortgage Management ...
ANZ calls off sale of mortgage unit Financial Times (subscription)
Credit crunch hits ANZ's Origin plan The Age
ANZ calls off Origin sale Sydney Morning Herald
Sydney Morning Herald
all 19 news articles » OTC:ANZBY
Mortgage rejections set to soar
Guardian Unlimited, UK - 3 hours ago
New restrictions on lending to high-risk customers could lead to a surge in the numbers of people seeing their mortgage applications turned down, ...

Wall Street Journal
A New Mortgage 'Cop'
Wall Street Journal - 11 hours ago
That is where Ohio Attorney General Marc Dann assigns much of the blame for the state's record mortgage-foreclosure rate -- a mess he calls "the largest ...
Subprime mortgage slipping into default at rapid pace
International Herald Tribune, France - 9 hours ago
By Shannon D. Harrington and Mark Pittman Bloomberg News NEW YORK: Subprime mortgage bonds created in the first half of 2007 contain loans that are going ...

Home Move
Fears raised over sub-prime mortgages
QCK, UK - 5 hours ago
Fears have been raised that thousands of British consumers are risking their personal finances by taking on an unmanageable mortgage deal through a ...
Sub-prime mortgages: a house of cards? BBC News
Borrowers of sub-prime loans could face repossession Home Move
Sub prime mortgages most repossesed The Press Association
all 48 news articles »

MSNBC
Mortgage pros ponder next career move
MSNBC - 13 hours ago
Gerry Broome / AP By Eve Tahmincioglu "Betty" has been working in mortgage lending for 24 years. At age 61, this senior underwriter has survived the last ...
Record earnings seen for Goldman Sachs, based on hedge funds
International Herald Tribune, France - 4 hours ago
The tumult spread to Britain. where the mortgage lender Northern Rock was bailed out last month by the Bank of England after rising short-term financing ...
GS
Mortgage, 401(k)s on callers' minds
Dallas Morning News, TX - 10 hours ago
"People clearly have it in their mind that, 'We have to have the house paid off,' " said Lynn Lawrance, a certified financial planner at Financial Network ...

Reuters
California mortgage lender accused of unfair practices
San Jose Mercury News, USA - Oct 6, 2007
AP BOSTON—The state of Massachusetts has sued a California-based subprime mortgage lender, accusing it of unfair practices that contributed to the current ...
California mortgage lender accused of unfair practices KESQ
Subprime lender sued under predator law Boston Globe
Fremont sued over its lending practices Los Angeles Times
Boston Herald
all 50 news articles »

Daily Mail
Fool.co.uk warns of 100 per cent mortgage negative equity risk
FT Adviser, UK - 6 hours ago
This means that they cannot sell, as the amount they owe on their mortgage is greater than the value of their home. It also means that they could be stuck ...
House price fall could 'imprison' first-time buyers MyFinances.co.uk
First-time buyers could be 'imprisoned' in homes Safestore.co.uk
Negative equity warning Channel 4 News
Fair Investment Company
all 8 news articles »


Finance, Financial, Finance Blog, Student Loans, Student Loan Consolidation, Debt management, credit cards, mortgage refinance, mortgages